Look 4 Mortgages
Protection Advice

Mortgage Protection & Life Insurance

Making sure your home and family are protected if the unexpected happens. David will find the right cover for your circumstances from a large panel of insurers.

Start Your Enquiry0800 009 6231

What We Can Arrange

Types of Protection Cover

Not sure which type of cover you need? David will explain each option clearly and recommend what suits your situation — there is no obligation.

Life Insurance

Pays a lump sum to your family if you die during the policy term, helping them pay off the mortgage or replace lost income.

Critical Illness Cover

Pays a tax-free lump sum if you are diagnosed with a specified serious illness such as cancer, heart attack, or stroke.

Income Protection

Replaces a proportion of your income if you are unable to work due to illness or injury, for as long as you need it.

Family Income Benefit

Instead of a lump sum, pays a regular monthly income to your family for the remainder of the policy term if you die.

Mortgage Protection

A decreasing life policy designed to cover your outstanding mortgage balance, so your family never has to worry about losing their home.

Buildings & Contents

Protects the structure of your home and your belongings inside it. Often required by your mortgage lender from day one.

Why Look 4 Mortgages

Independent Advice From a Large Panel of Insurers

  • Access to a large panel of insurers — not just one provider
  • Advice tailored to your individual circumstances, health, and budget
  • David handles the application from start to finish
  • Specialist knowledge of non-standard cases including pre-existing conditions
  • Joint applications for couples and families
  • Reviewed alongside your mortgage so everything fits together

Book a Free Protection Review

A no-obligation conversation with David to review your current cover, identify any gaps, and explore your options. Most appointments take around 30–45 minutes.

Book Free Appointment0800 009 6231

Get Started

Protection Enquiry Form

Complete the form below and David will be in touch to discuss your protection needs. All fields marked * are required. You do not need to have all the answers — David will guide you through the rest.

1. Your Details

Date of Birth *

2. Partner / Joint Application

Are you applying jointly with a partner?

3. Type of Cover Required

Please tick all that apply. If you are unsure, David will discuss the options with you.

4. Mortgage Details

If you are looking for mortgage protection or life cover to cover your mortgage, please provide the details below.

5. Lifestyle

Height

Enter in feet & inches, centimetres, or both.

Weight

Enter in stones & pounds, kilograms, or both.

How many alcoholic drinks do you have in a week?

Enter the number of each type. Leave blank if none.

6. Medical History

Have you ever suffered from, or been diagnosed with, any of the following? Please answer Yes or No for each. David will discuss any details with you during your appointment.

Chest pain, angina, heart attack, heart enlargement, heart failure, heart valve defect or any other heart condition?
Stroke, mini stroke, transient ischaemic attack (TIA), brain haemorrhage, brain aneurysm or brain damage?
Peripheral vascular disease or any disease or disorder of the aorta or arteries?
Diabetes or sugar in the urine?
Any condition of the central nervous system (brain, spinal cord and nerves), multiple sclerosis, optic neuritis, cerebral palsy, paralysis, Parkinson's disease, Alzheimer's disease or dementia?
Blurred or double vision, numbness, loss of feeling or muscle power, balance problems, persistent pins and needles, or facial pain serious enough to seek medical advice?
Cancer, Hodgkin's disease, lymphoma, leukaemia, melanoma, or a cyst or tumour of the brain or spine?
A positive test for HIV/AIDS?
Hepatitis B or C?
Any psychiatric disorder or mental illness (including anxiety, stress or depression) that has required hospital treatment or referral to a psychiatrist, or have you ever attempted suicide or had suicidal thoughts?
Raised blood pressure or raised cholesterol (other than fully resolved pregnancy-related high blood pressure)?
A lump, growth, polyp or tumour of any kind, or a mole or freckle that has bled, itched, become painful, changed colour or increased in size, regardless of whether or not you have consulted a doctor?
Any problems with your eyes or ears which are not fully corrected by glasses, contact lenses, laser treatment or hearing aids?
Any pain or restriction in movement in the back, neck, shoulder or joints (including traumatic injury), a slipped disc, sciatica, rheumatic, arthritic or muscular complaints including gout, repetitive strain injury, neuralgia or fibromyalgia?
Crohn's disease or ulcerative colitis?

Or have you taken any medication or had a diagnosis for any of the following?

Mental illness including anxiety, stress or depression, insomnia, or eating disorders, regardless of whether or not you have seen your doctor?
Asthma or any condition affecting your lungs or breathing (other than hay fever)?

7. Family Medical History

Have any of your natural parents, brothers or sisters been diagnosed with, or died from, any of the following before age 60? (No need to include half brothers or sisters.)

Heart attack, angina or stroke
(Females only) Breast, ovarian, colon or bowel cancer
(Males only) Colon or bowel cancer
(Only if you are under 49) Polycystic kidney disease
(Only if you are under 49) Cardiomyopathy
(Only if you are under 55) Muscular dystrophy
(Only if you are under 55) Huntington's disease
(Only if you are under 60) Motor neurone disease
(Only if you are under 60) Alzheimer's disease
(Only if you are under 40) Familial adenomatous polyposis (FAP / polyposis coli)
(Only if you are under 64) Parkinson's disease
(Only if you are under 64) Cancer of another site (other than ovary, breast, colon, bowel) including lymphoma
Type 2 diabetes
Multiple sclerosis
Any other inherited condition that runs in your family and that you have had or been advised to have screening for

8. Travel

During the last three years, have you spent more than 90 days in total in Africa, the Caribbean, Russia, Thailand or Ukraine? (You should add together the days spent in these regions but you can ignore holidays lasting less than 1 month and postings as a member of HM Forces.)
Are you currently living outside of, or during the next 12 months do you intend to spend more than 30 days outside of the EU, other Western European countries, North America, Australia or New Zealand? (You can ignore holidays lasting less than one month, business trips of up to one week provided they do not total more than 12 weeks, and postings as a member of HM Forces.)

9. Hazardous Activities

Do you take part in any of the following activities?

10. Occupation

Are you a member of the Armed Forces Reserves or Territorial Army?
Are you likely to travel as part of your occupation to countries where there are areas of internal conflict or insecurity (other than as a member of the armed forces)?
Is your work clerical/admin and based in an office environment for at least 75% of a typical working day?
Does your occupation require you to drive (other than commuting to and from work)?
Do you work outside of the UK for more than 90 days a year?
Do you have more than one occupation?

11. GP / Doctor Details

12. Trustees

Please nominate up to two trustees. A trustee is someone who will administer the funds in accordance with your wishes should neither of you be able to do so. All fields are optional.

13. Additional Beneficiaries

Please list any additional beneficiaries you wish to name. All fields are optional.

14. Anything Else?

Your information will be used solely to prepare for your protection advice appointment and will be handled in accordance with our Privacy Policy. We will never share your details with third parties for marketing purposes.

Look 4 Mortgages Ltd is authorised and regulated by the Financial Conduct Authority. Protection products are subject to individual insurer underwriting and acceptance. Premiums and terms vary depending on your personal circumstances, health, and the cover selected. Privacy Policy.

Look 4 Mortgages

Your trusted mortgage and protection broker. Specialist knowledge, personal service, from first meeting to completion and beyond. We charge a fee for our advice which will be communicated at the earliest opportunity.

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Our Services

  • First Time Buyer Mortgages
  • Home Mover Mortgages
  • Remortgages
  • Credit Impaired Mortgages
  • Buy to Let
  • Mortgage Protection
  • Conveyancing

Contact Us

0800 009 6231

Head Office

1 Carr House Road, Shelf,
Halifax, HX3 7QY

Regional Office

Office 11, 13-15 Preston Street,
Fleetwood, FY7 6JA

Privacy PolicyComplaints Procedure

How to Make a Complaint

We take all complaints seriously. If you are unhappy with our service, please contact us by phone on 0800 009 6231 or by email at david.wilkinson@look4mortgages.co.uk. If we cannot resolve your complaint within 8 weeks, you may refer it to the Financial Ombudsman Service (free and independent) on 0800 023 4567 or at financial-ombudsman.org.uk.

Full complaints procedure →

Your home may be repossessed if you fail to keep up repayments on your mortgage or other loans secured on it.

Look 4 Mortgages is a trading name of Look 4 Mortgages Ltd who are an Appointed Representative of PRIMIS Mortgage Network, a trading name of First Complete Ltd. First Complete Ltd is authorised and regulated by the Financial Conduct Authority.

Registered in England & Wales. Company Registration no. 15322245

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